Chase Freedom Unlimited

personal · $0/yr · Visa

Earn an extra 1.5% cash back on everything (up to $20,000 in the first year) — up to $300 cash back bonus

Benefits (10)

Chase Travel Cash Back
Cash Back Earning Rate
5% back on Chase Travel purchases.
Verified 2026-06-01
Dining & Drugstore Cash Back
Cash Back Earning Rate
3% back on dining and drugstore purchases.
Verified 2026-06-01
Everyday Cash Back
Cash Back Earning Rate
1.5% back on everything else.
Verified 2026-06-01
Cell Phone Protection
Cell Phone Protection
Up to $800 per claim (max 2 claims/year, $25 deductible) for damage or theft when you pay your monthly phone bill with the card.
$800 per yearVerified 2026-07-03
3% on Dining
Points/Miles Earning Multiplier
3% cash back on dining at restaurants including takeout and eligible delivery services.
Verified 2026-07-03
3% on Drugstores
Points/Miles Earning Multiplier
3% cash back at drugstores.
Verified 2026-07-03
5% on Chase Travel
Points/Miles Earning Multiplier
5% cash back on travel purchased through Chase Travel.
Verified 2026-07-03
1.5% on Everything Else
Points/Miles Earning Multiplier
1.5% cash back on all other purchases.
Verified 2026-07-03
Purchase Protection
Purchase Protection
$500/claim, $50,000/account, within 120 days of purchase.
$500 per claimVerified 2026-06-01
Rental Car Coverage
Rental Car Insurance
Secondary in the US, primary outside the US.
Verified 2026-06-01

Make the most of every card you carry.