
Citi Strata Premier
personal · $95/yr · Mastercard
Benefits (7)
Hotel Credit
Hotel Credit$100 once/year on $500+ stays via Citi Travel.
$100 per yearVerified 2026-06-01Lost/Damaged Luggage Insurance
Lost/Damaged Luggage InsuranceIncluded.
Verified 2026-06-01No Foreign Transaction Fees
No Foreign Transaction FeesNo foreign transaction fees.
Verified 2026-06-01MasterRental Coverage
Rental Car InsuranceSecondary coverage, not primary.
Verified 2026-06-01Lyft Credit
Rideshare Credit$5/month after 3 rides.
Verified 2026-06-01Trip Cancellation/Interruption Insurance
Trip Cancellation/Interruption InsuranceUp to $5,000/traveler.
$5000 per claimVerified 2026-06-01Trip Delay Insurance
Trip Delay InsuranceUp to $500/ticket. Notably worse trigger than Chase/Amex: 12-hour delay threshold vs the typical 6-hour.
$500 per claimVerified 2026-06-01
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