Capital One Venture X
personal · $395/yr · Visa
Earn 75,000 bonus miles after spending $4,000 in the first 3 months (worth ~$750 in travel)
Benefits (15)
Lounge Access
Airport Lounge AccessCapital One Lounges plus 1,300+ Priority Pass lounges. Authorized-user lounge access requires $125/yr per AU as of Feb 2026, unless $75,000 calendar-year spend threshold is met.
Verified 2026-06-01Cell Phone Protection
Cell Phone ProtectionUp to $800/claim, max 2 claims, $1,600/12mo cap. Pay wireless bill with this card.
$800 per claimVerified 2026-06-01Capital One Travel Credit
General Annual Travel Credit$300/year via Capital One Travel.
$300 per yearVerified 2026-06-01Premier Collection Hotel Credit
Hotel Credit$100 experience credit per stay plus daily breakfast for 2, room upgrade, early/late checkout.
$100 per claimVerified 2026-06-01Annual Travel Credit
Hotel Credit$300/year in credit for bookings made through Capital One Travel.
$300 per yearVerified 2026-07-03Lost Luggage Insurance
Lost/Damaged Luggage Insurance$3,000/covered trip.
$3000 per claimVerified 2026-06-0110x on Hotels & Rental Cars via Capital One Travel
Points/Miles Earning Multiplier10x miles on hotels and rental cars booked through Capital One Travel.
Verified 2026-07-035x on Flights via Capital One Travel
Points/Miles Earning Multiplier5x miles on flights booked through Capital One Travel.
Verified 2026-07-032x on All Other Purchases
Points/Miles Earning Multiplier2x unlimited miles on every purchase.
Verified 2026-07-03Hertz President's Circle Status
Rental Car Credit/DiscountComplimentary Hertz President's Circle status -- not insurance.
Verified 2026-06-01Rental Car Coverage
Rental Car InsurancePrimary, $75,000 cap, max 15 days US / 31 days international.
$75000 per claimVerified 2026-06-01Primary Rental Car Insurance
Rental Car InsurancePrimary coverage for rental car damage or theft.
Verified 2026-07-03Trip Cancellation/Interruption Insurance
Trip Cancellation/Interruption Insurance$2,000/person.
$2000 per claimVerified 2026-06-01Trip Delay Insurance
Trip Delay Insurance$500/person after 6+ hour delay.
$500 per claimVerified 2026-06-01Global Entry/TSA PreCheck Credit
TSA PreCheck/Global Entry/NEXUS CreditUp to $120 every 4 years.
$120 per claimVerified 2026-06-01
Make the most of every card you carry.
Sign up free to add cards to your wallet, track your benefits, and get personalized answers from our AI assistant.
Create your free account →