
American Express Platinum Card
personal · $895/yr · Amex
Earn 80,000 Membership Rewards points after spending $8,000 in the first 6 months
Benefits (32)
Airline Incidental Credit
Airline Incidental/Travel CreditUp to $200/year in statement credits for incidental fees (e.g. checked bags, onboard snacks) on one airline you select.
$200 per yearVerified 2026-06-30Airline Fee Credit
Airline Incidental/Travel CreditUp to $200/year in statement credits for incidental fees on one selected qualifying airline.
$200 per yearVerified 2026-07-03Delta Sky Club Access
Airport Lounge Access10 visits per card per year to Delta Sky Clubs or Grab and Go locations when traveling on a same-day Delta-operated flight; unlimited visits after $75,000+ calendar-year card spend.
Verified 2026-06-30Centurion Lounge & Global Lounge Collection Access
Airport Lounge AccessAccess to the American Express Global Lounge Collection: Centurion Lounges, Centurion Lounge Tokyo Haneda, Aspire Lounges, Escape Lounges, and Plaza Premium Lounges. Centurion Lounge guest access is complimentary after $75,000+ calendar-year card spend.
Verified 2026-06-30Priority Pass Select Membership
Airport Lounge AccessComplimentary Priority Pass Select membership for entry to 1,700+ lounges worldwide (restaurants excluded), with 2 free guests.
Verified 2026-06-30Cell Phone Protection
Cell Phone ProtectionUp to $800/claim, max 2 claims/12mo, $1,600/yr cap, $50 deductible. Phone bill must be paid with this card.
$800 per claimVerified 2026-06-01Resy Dining Credit
Dining CreditUp to $400/year, capped at $33.33/month, at Resy-booked restaurants.
$400 per yearVerified 2026-06-01Extended Warranty Protection
Extended WarrantyExtends eligible manufacturer warranties of 5 years or less by up to 1 additional year.
Verified 2026-06-30SoulCycle Bike Credit
Fitness & Wellness CreditUp to $300/year toward purchase of a SoulCycle bike (up to 15 bikes/year).
$300 per yearVerified 2026-06-30Oura Ring Credit
Fitness & Wellness CreditUp to $200/year statement credit toward Oura hardware purchases only.
$200 per yearVerified 2026-06-30Equinox Credit
Fitness & Wellness CreditUp to $300/year toward Equinox gym or Equinox+ app memberships.
$300 per yearVerified 2026-06-30Fine Hotels + Resorts / Hotel Collection Credit
Hotel CreditUp to $600/year (up to $300 semiannually) on prepaid Fine Hotels + Resorts or The Hotel Collection bookings made through Amex Travel.
$600 per yearVerified 2026-06-30Hotel Credit (Fine Hotels & Resorts)
Hotel CreditUp to $200/year back on prepaid bookings at Fine Hotels + Resorts or The Hotel Collection (min 2-night stay) via Amex Travel.
$200 per yearVerified 2026-07-03Leaders Club Sterling Status
Hotel Elite StatusComplimentary Sterling status with Leaders Club, the loyalty program for a collection of independent hotels (upgrades, point earning).
Verified 2026-06-30Hilton Honors Gold Status
Hotel Elite StatusComplimentary Hilton Honors Gold elite status.
Verified 2026-06-30Marriott Bonvoy Gold Status
Hotel Elite StatusComplimentary Marriott Bonvoy Gold elite status.
Verified 2026-06-30CLEAR Plus Membership Credit
Membership/Subscription CreditUp to $209/year in statement credits covering a CLEAR Plus annual membership.
$209 per yearVerified 2026-06-30Uber One Membership Credit
Membership/Subscription CreditUp to $120/year statement credit covering an auto-renewing Uber One membership ($96/year or $9.99/month).
$120 per yearVerified 2026-06-30Walmart+ Membership Credit
Membership/Subscription CreditUp to $155/year statement credit (up to $12.95/month plus tax) covering one Walmart+ membership.
$155 per yearVerified 2026-06-305x on Flights & Hotels via Amex Travel
Points/Miles Earning Multiplier5x Membership Rewards points on flights booked directly with airlines or through Amex Travel, and on prepaid hotels through Amex Travel (up to $500,000/year).
$500000 per yearVerified 2026-07-03Purchase Protection
Purchase ProtectionProtects recent purchases against theft, accidental damage, or loss for up to 90 days from purchase.
Verified 2026-06-30Avis/Hertz/National Status & Discounts
Rental Car Credit/DiscountUpgrade/discount perks across major rental brands -- not CDW/insurance coverage.
Verified 2026-06-01Avis Preferred Plus Status
Rental Car Credit/DiscountComplimentary Avis Preferred Plus status -- not insurance.
Verified 2026-06-30Hertz Gold Plus Rewards President's Circle Status
Rental Car Credit/DiscountComplimentary Hertz Gold Plus Rewards President's Circle status -- not insurance.
Verified 2026-06-30National Emerald Club Executive Status
Rental Car Credit/DiscountComplimentary National Emerald Club Executive status -- not insurance.
Verified 2026-06-30Car Rental Loss & Damage Insurance
Rental Car InsuranceSecondary coverage for theft or damage to a rental car when you decline the collision damage waiver.
Verified 2026-07-03Lululemon Credit
Retail Shopping CreditUp to $300/year (up to $75/quarter) at US Lululemon stores (excluding outlets) and online.
$300 per yearVerified 2026-06-30Uber Cash
Rideshare CreditUp to $200/year in Uber Cash (up to $15/month plus an up to $20 bonus in December), valid on Uber rides and Uber Eats in the US.
$200 per yearVerified 2026-06-30Digital Entertainment Credit
Streaming/Digital Entertainment CreditUp to $300/year (up to $25/month) for digital entertainment, including Paramount+, YouTube Premium, and YouTube TV.
$300 per yearVerified 2026-06-30Trip Cancellation/Interruption Insurance
Trip Cancellation/Interruption InsuranceUp to $10,000 per covered trip if you cancel or interrupt your trip for a covered reason.
$10000 per claimVerified 2026-06-30Trip Delay Insurance
Trip Delay InsuranceUp to $500 per covered trip for reasonable additional expenses if delayed 6+ hours for a covered reason.
$500 per claimVerified 2026-06-30Global Entry/TSA PreCheck Credit
TSA PreCheck/Global Entry/NEXUS CreditUp to $100 statement credit for Global Entry application fee, or up to $85 for TSA PreCheck, once every 4 years.
$100 per claimVerified 2026-06-24
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