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American Express Platinum Card

American Express Platinum Card

personal · $895/yr · Amex

Earn 80,000 Membership Rewards points after spending $8,000 in the first 6 months

Benefits (32)

  • Airline Incidental Credit

    Airline Incidental/Travel Credit

    Up to $200/year in statement credits for incidental fees (e.g. checked bags, onboard snacks) on one airline you select.

    $200 per yearVerified 2026-06-30
  • Airline Fee Credit

    Airline Incidental/Travel Credit

    Up to $200/year in statement credits for incidental fees on one selected qualifying airline.

    $200 per yearVerified 2026-07-03
  • Delta Sky Club Access

    Airport Lounge Access

    10 visits per card per year to Delta Sky Clubs or Grab and Go locations when traveling on a same-day Delta-operated flight; unlimited visits after $75,000+ calendar-year card spend.

    Verified 2026-06-30
  • Centurion Lounge & Global Lounge Collection Access

    Airport Lounge Access

    Access to the American Express Global Lounge Collection: Centurion Lounges, Centurion Lounge Tokyo Haneda, Aspire Lounges, Escape Lounges, and Plaza Premium Lounges. Centurion Lounge guest access is complimentary after $75,000+ calendar-year card spend.

    Verified 2026-06-30
  • Priority Pass Select Membership

    Airport Lounge Access

    Complimentary Priority Pass Select membership for entry to 1,700+ lounges worldwide (restaurants excluded), with 2 free guests.

    Verified 2026-06-30
  • Cell Phone Protection

    Cell Phone Protection

    Up to $800/claim, max 2 claims/12mo, $1,600/yr cap, $50 deductible. Phone bill must be paid with this card.

    $800 per claimVerified 2026-06-01
  • Resy Dining Credit

    Dining Credit

    Up to $400/year, capped at $33.33/month, at Resy-booked restaurants.

    $400 per yearVerified 2026-06-01
  • Extended Warranty Protection

    Extended Warranty

    Extends eligible manufacturer warranties of 5 years or less by up to 1 additional year.

    Verified 2026-06-30
  • SoulCycle Bike Credit

    Fitness & Wellness Credit

    Up to $300/year toward purchase of a SoulCycle bike (up to 15 bikes/year).

    $300 per yearVerified 2026-06-30
  • Oura Ring Credit

    Fitness & Wellness Credit

    Up to $200/year statement credit toward Oura hardware purchases only.

    $200 per yearVerified 2026-06-30
  • Equinox Credit

    Fitness & Wellness Credit

    Up to $300/year toward Equinox gym or Equinox+ app memberships.

    $300 per yearVerified 2026-06-30
  • Fine Hotels + Resorts / Hotel Collection Credit

    Hotel Credit

    Up to $600/year (up to $300 semiannually) on prepaid Fine Hotels + Resorts or The Hotel Collection bookings made through Amex Travel.

    $600 per yearVerified 2026-06-30
  • Hotel Credit (Fine Hotels & Resorts)

    Hotel Credit

    Up to $200/year back on prepaid bookings at Fine Hotels + Resorts or The Hotel Collection (min 2-night stay) via Amex Travel.

    $200 per yearVerified 2026-07-03
  • Leaders Club Sterling Status

    Hotel Elite Status

    Complimentary Sterling status with Leaders Club, the loyalty program for a collection of independent hotels (upgrades, point earning).

    Verified 2026-06-30
  • Hilton Honors Gold Status

    Hotel Elite Status

    Complimentary Hilton Honors Gold elite status.

    Verified 2026-06-30
  • Marriott Bonvoy Gold Status

    Hotel Elite Status

    Complimentary Marriott Bonvoy Gold elite status.

    Verified 2026-06-30
  • CLEAR Plus Membership Credit

    Membership/Subscription Credit

    Up to $209/year in statement credits covering a CLEAR Plus annual membership.

    $209 per yearVerified 2026-06-30
  • Uber One Membership Credit

    Membership/Subscription Credit

    Up to $120/year statement credit covering an auto-renewing Uber One membership ($96/year or $9.99/month).

    $120 per yearVerified 2026-06-30
  • Walmart+ Membership Credit

    Membership/Subscription Credit

    Up to $155/year statement credit (up to $12.95/month plus tax) covering one Walmart+ membership.

    $155 per yearVerified 2026-06-30
  • 5x on Flights & Hotels via Amex Travel

    Points/Miles Earning Multiplier

    5x Membership Rewards points on flights booked directly with airlines or through Amex Travel, and on prepaid hotels through Amex Travel (up to $500,000/year).

    $500000 per yearVerified 2026-07-03
  • Purchase Protection

    Purchase Protection

    Protects recent purchases against theft, accidental damage, or loss for up to 90 days from purchase.

    Verified 2026-06-30
  • Avis/Hertz/National Status & Discounts

    Rental Car Credit/Discount

    Upgrade/discount perks across major rental brands -- not CDW/insurance coverage.

    Verified 2026-06-01
  • Avis Preferred Plus Status

    Rental Car Credit/Discount

    Complimentary Avis Preferred Plus status -- not insurance.

    Verified 2026-06-30
  • Hertz Gold Plus Rewards President's Circle Status

    Rental Car Credit/Discount

    Complimentary Hertz Gold Plus Rewards President's Circle status -- not insurance.

    Verified 2026-06-30
  • National Emerald Club Executive Status

    Rental Car Credit/Discount

    Complimentary National Emerald Club Executive status -- not insurance.

    Verified 2026-06-30
  • Car Rental Loss & Damage Insurance

    Rental Car Insurance

    Secondary coverage for theft or damage to a rental car when you decline the collision damage waiver.

    Verified 2026-07-03
  • Lululemon Credit

    Retail Shopping Credit

    Up to $300/year (up to $75/quarter) at US Lululemon stores (excluding outlets) and online.

    $300 per yearVerified 2026-06-30
  • Uber Cash

    Rideshare Credit

    Up to $200/year in Uber Cash (up to $15/month plus an up to $20 bonus in December), valid on Uber rides and Uber Eats in the US.

    $200 per yearVerified 2026-06-30
  • Digital Entertainment Credit

    Streaming/Digital Entertainment Credit

    Up to $300/year (up to $25/month) for digital entertainment, including Paramount+, YouTube Premium, and YouTube TV.

    $300 per yearVerified 2026-06-30
  • Trip Cancellation/Interruption Insurance

    Trip Cancellation/Interruption Insurance

    Up to $10,000 per covered trip if you cancel or interrupt your trip for a covered reason.

    $10000 per claimVerified 2026-06-30
  • Trip Delay Insurance

    Trip Delay Insurance

    Up to $500 per covered trip for reasonable additional expenses if delayed 6+ hours for a covered reason.

    $500 per claimVerified 2026-06-30
  • Global Entry/TSA PreCheck Credit

    TSA PreCheck/Global Entry/NEXUS Credit

    Up to $100 statement credit for Global Entry application fee, or up to $85 for TSA PreCheck, once every 4 years.

    $100 per claimVerified 2026-06-24

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